https://goldmanstarch.com/ Stocks, rates and mortgage companies, broken down from the trading desk. en-us Tue, 20 Oct 2026 05:22:36 GMT https://www.youtube.com/watch?v=_QRqgIJE8IA https://www.youtube.com/watch?v=_QRqgIJE8IA Tue, 20 Oct 2026 05:22:36 GMT If You Don't Understand Bonds, You Don't Understand Money (BND ETF Analysis). New video from Goldman Starch. https://www.youtube.com/watch?v=pJPc1RAp0f4 https://www.youtube.com/watch?v=pJPc1RAp0f4 Tue, 20 Oct 2026 05:22:36 GMT SMH ETF Analysis: The Most Complete Semiconductor ETF Breakdown on YouTube. New video from Goldman Starch. https://www.youtube.com/watch?v=XjluRHdRBJQ https://www.youtube.com/watch?v=XjluRHdRBJQ Tue, 20 Oct 2026 05:22:36 GMT Realty Income Stock Analysis: The Most Complete O Breakdown on YouTube. New video from Goldman Starch. https://www.youtube.com/watch?v=1ZnVqWO_ImA https://www.youtube.com/watch?v=1ZnVqWO_ImA Sat, 17 Oct 2026 00:29:07 GMT XLE ETF Analysis: The Most Complete Energy Stocks Breakdown on YouTube (OIL). New video from Goldman Starch. https://www.youtube.com/watch?v=2LUR3vi5g_0 https://www.youtube.com/watch?v=2LUR3vi5g_0 Sat, 17 Oct 2026 00:29:07 GMT SPY ETF Analysis The Most Complete S&P500 Breakdown on YouTube. New video from Goldman Starch. https://www.youtube.com/watch?v=lRe4hMGtjcU https://www.youtube.com/watch?v=lRe4hMGtjcU Sat, 17 Oct 2026 00:29:07 GMT JEPQ ETF Analysis: The Most Complete JEPQ Breakdown on YouTube. New video from Goldman Starch. https://www.youtube.com/watch?v=ys_pR1yxEgo https://www.youtube.com/watch?v=ys_pR1yxEgo Wed, 14 Oct 2026 11:10:45 GMT SCHD ETF Analysis: The Most Complete Schwab US Dividend Equity ETF Breakdown. New video from Goldman Starch. https://www.youtube.com/watch?v=oWdawwqJqOs https://www.youtube.com/watch?v=oWdawwqJqOs Wed, 14 Oct 2026 11:10:45 GMT SLV ETF prediction: the most complete silver etf analysis on youtube. New video from Goldman Starch. https://www.youtube.com/watch?v=RsUQgK5b6mg https://www.youtube.com/watch?v=RsUQgK5b6mg Mon, 12 Oct 2026 06:14:38 GMT GLD ETF Analysis: The Most Complete Gold Breakdown on YouTube. New video from Goldman Starch. https://www.youtube.com/watch?v=MY76HIHJk4E https://www.youtube.com/watch?v=MY76HIHJk4E Mon, 12 Oct 2026 06:14:38 GMT MCD Stock Analysis: The Most Complete McDonald's Stock Breakdown on YouTube. New video from Goldman Starch. https://www.youtube.com/watch?v=gZAzZftDC5Y https://www.youtube.com/watch?v=gZAzZftDC5Y Mon, 12 Oct 2026 06:14:38 GMT CRCL Stock Analysis: The Most Complete Circle Stock Breakdown on YouTube. New video from Goldman Starch. https://www.youtube.com/watch?v=Kfhpvt4qDiA https://www.youtube.com/watch?v=Kfhpvt4qDiA Mon, 12 Oct 2026 06:14:38 GMT Zillow Stock Analysis: The Most Complete Zillow Breakdown on YouTube. New video from Goldman Starch. https://goldmanstarch.com/tlt-etf-analysis/ https://goldmanstarch.com/tlt-etf-analysis/ Sat, 03 Oct 2026 12:00:00 GMT TLT ETF analysis from a former derivatives trader. TLT closed at $77.78 on Sept 30, 2026, its lowest close in 24 years, with the 10-year Treasury at 5.3%. Duration, the five forces behind yields, and why November 4 matters. https://goldmanstarch.com/uwmc-stock-analysis/ https://goldmanstarch.com/uwmc-stock-analysis/ Wed, 30 Sep 2026 12:00:00 GMT UWMC stock analysis: the $603M hedge loss, the $2.05B Oaktree rescue, the $2.00 rights offering dates from the prospectus, and who actually paid for the loss. https://goldmanstarch.com/berkshire-hathaway-housing/ https://goldmanstarch.com/berkshire-hathaway-housing/ Sat, 26 Sep 2026 12:00:00 GMT Why Berkshire Hathaway is buying homebuilders at 7% mortgage rates: Clayton Homes, Taylor Morrison for $8.5 billion, and 10% of Lennar after its profit fell 52%. https://goldmanstarch.com/rkt-stock-analysis/ https://goldmanstarch.com/rkt-stock-analysis/ Fri, 25 Sep 2026 12:00:00 GMT RKT stock analysis: Rocket services 1 in 6 US mortgages after Mr. Cooper, hit a 52-week low at $11.93, and carries $12.6B of goodwill. The dilution and the real deal price. https://goldmanstarch.com/chatgpt-bailout-openai/ https://goldmanstarch.com/chatgpt-bailout-openai/ Thu, 17 Sep 2026 12:00:00 GMT Will OpenAI get a government bailout? OpenAI offered Washington 5% for free, worth $42.6B. Every US bailout since 1970, from Penn Central to SVB, and what Washington waits for. https://goldmanstarch.com/fnma-stock-analysis/ https://goldmanstarch.com/fnma-stock-analysis/ Sun, 13 Sep 2026 12:00:00 GMT FNMA stock analysis: Fannie Mae earned $4.0B in Q2 2026 and the stock is down 48% this year. The 4 numbers that decide it: $234.2B, $176B, 79.9% and Sept 7, 2028. https://goldmanstarch.com/who-is-buying-us-debt/ https://goldmanstarch.com/who-is-buying-us-debt/ Thu, 10 Sep 2026 12:00:00 GMT Who is buying US debt in 2026? How Treasury auctions work, tails and dealer takedowns, why Japan's $1.12 trillion is shrinking, and how it reaches your mortgage rate. https://goldmanstarch.com/opendoor-stock-prediction/ https://goldmanstarch.com/opendoor-stock-prediction/ Wed, 09 Sep 2026 12:00:00 GMT Opendoor stock prediction from a former derivatives trader. OPEN closed at $3.07 on Sep 8, 2026, 2% above its 52-week low. 5,459 homes, $1.845B of inventory, $83M of equity, and why $7.5B of capacity is only $1.5B promised. https://goldmanstarch.com/fed-rate-hike-mortgage-rates/ https://goldmanstarch.com/fed-rate-hike-mortgage-rates/ Mon, 07 Sep 2026 12:00:00 GMT Fed rate hike odds went from about 50% to about 65% in an hour after August payrolls printed 162,000 against 53,000 expected. Why strong jobs is a permission slip and not a motive, and why your mortgage does not follow the Fed. https://goldmanstarch.com/florida-foreclosures/ https://goldmanstarch.com/florida-foreclosures/ Fri, 04 Sep 2026 12:00:00 GMT Florida foreclosures hit 1 in every 373 homes in the first half of 2026, the worst rate in America, while Florida home sales rose for an 11th straight month. The mortgage is not the reason. Insurance, condo assessments and FHA are. https://goldmanstarch.com/roam-mortgage-shut-down/ https://goldmanstarch.com/roam-mortgage-shut-down/ Sun, 30 Aug 2026 12:00:00 GMT Roam Mortgage, the assumable mortgage marketplace backed by Keith Rabois and partnered with Opendoor, no longer provides home discovery or assumption-processing services. The three walls that stopped assumable mortgages at scale. https://goldmanstarch.com/ltcm-collapse/ https://goldmanstarch.com/ltcm-collapse/ Sun, 30 Aug 2026 12:00:00 GMT The LTCM collapse of 1998: two Nobel laureates, 25 to 1 leverage, and $4.6 billion lost in under four months. The yen carry trade unwind that actually killed it, and why the Bank of Japan's September 17 vote puts it back on. https://goldmanstarch.com/corn-prices-3-year-high/ https://goldmanstarch.com/corn-prices-3-year-high/ Thu, 27 Aug 2026 12:00:00 GMT Corn prices hit a 3-year high. December corn settled $5.36 1/2 on Aug 26, the highest since July 2023, after this channel called it in March at $4.50. The three reasons, the scoreboard, and whether to buy at a 3-year high. https://goldmanstarch.com/bitcoin-backed-mortgage/ https://goldmanstarch.com/bitcoin-backed-mortgage/ Wed, 26 Aug 2026 12:00:00 GMT Bitcoin backed mortgage explained: Better Mortgage and Coinbase lend a $100,000 down payment against $250,000 of Bitcoin, no margin call, on a 2009 Fannie Mae rule. $260M waitlist. Who eats the loss if Bitcoin drops 60%. https://goldmanstarch.com/30-year-treasury-yield/ https://goldmanstarch.com/30-year-treasury-yield/ Sun, 23 Aug 2026 12:00:00 GMT The 30 year Treasury yield hit 5.33%, a 19-year high. Treasury doubled its long-end buybacks from $2B to $4B per operation and the bond market erased the move in under 24 hours. Why the operation was never big enough, and why the force is global. https://goldmanstarch.com/foreclosures-rising-2026/ https://goldmanstarch.com/foreclosures-rising-2026/ Sun, 23 Aug 2026 12:00:00 GMT Foreclosures are rising in 2026, up 21% from last year. Roughly half of that increase is faster court timelines, not new distress, and the real damage sits in FHA loans at 11.79% delinquency. The clean number to watch is 0.67%. https://goldmanstarch.com/how-do-mortgage-rates-work/ https://goldmanstarch.com/how-do-mortgage-rates-work/ Sun, 23 Aug 2026 12:00:00 GMT How do mortgage rates work? The Fed has held rates flat for 231 days and the 30-year fixed still went from 5.98% to 6.67%. The 4-step machine that sets your rate, the 1.97 point spread over the 10-year Treasury, and the one number to check yourself. https://goldmanstarch.com/ai-data-center-debt/ https://goldmanstarch.com/ai-data-center-debt/ Tue, 18 Aug 2026 12:00:00 GMT Off balance sheet debt: Alphabet, Amazon, Meta, and Microsoft have roughly $3 trillion in committed AI spending, and about 80% of it is off balance sheet. The $904B in unstarted leases and $1.5T in purchase commitments, explained. https://goldmanstarch.com/opendoor/ https://goldmanstarch.com/opendoor/ Tue, 18 Aug 2026 12:00:00 GMT Opendoor stock (NASDAQ: OPEN) explained as a credit instrument. Total non-recourse borrowing capacity was $7.5B as of June 30 and only $1.5B of it was committed. The $6B gap, 5,459 homes in inventory, and the two levels that decide the stock. https://goldmanstarch.com/uwmc-stock-oaktree-deal/ https://goldmanstarch.com/uwmc-stock-oaktree-deal/ Mon, 17 Aug 2026 12:00:00 GMT Why is UWMC stock dropping? UWM Holdings raised $2.05B. Oaktree got $1.65B of perpetual preferred at 10%, 330M warrants, 2 board seats, and the dividend was canceled. The rights offering deadline is Nov 12th. https://goldmanstarch.com/uwm-stock-crash/ https://goldmanstarch.com/uwm-stock-crash/ Mon, 17 Aug 2026 12:00:00 GMT UWM stock, United Wholesale Mortgage (NYSE: UWMC), crashed 35% in a single day. The $451.9M Q2 loss, the suspended dividend, the $600M hedge, and the $2.05B rescue explained.